Legal

Terms of Service

Last updated: September 17, 2026

1. Acceptance of Terms

By accessing or using VocalPay ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Platform. These terms apply to all users, including contributors, visitors, and account holders.

2. Description of Service

VocalPay is an AI training contribution platform that connects individuals with data collection, evaluation, and labelling tasks. Contributors complete tasks such as voice recordings, AI response evaluations, and micro-labelling activities and receive monetary rewards for eligible work.

3. Eligibility

To use VocalPay, you must:

  • Be at least 18 years of age, or the age of majority in your jurisdiction
  • Have the legal capacity to enter into a binding agreement
  • Reside in a country where VocalPay operates
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials

4. Account Registration

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify VocalPay of any unauthorised use of your account. VocalPay reserves the right to suspend or terminate accounts that violate these terms.

5. How Earning Works

On VocalPay, you generate income by taking part in real activities such as voice readings, word-based tasks, quick evaluations, and sponsored content. Each completed activity carries a reward, which is reflected in your in-app wallet once it passes our review. We run quality and authenticity checks on submitted work before finalising any credits, which helps keep the platform fair for everyone.

6. Plans and Activation

Certain features and higher reward tiers on VocalPay are tied to an active plan. You can activate a plan using funds available in your wallet. Plan details, including pricing, reward rates, and usage limits, are listed on the Plans page and may be updated from time to time as the platform evolves.

7. Withdrawals

You can request a withdrawal once your balance reaches the applicable minimum threshold. Some accounts may need to complete identity verification before withdrawals are enabled. Different balance types, such as earnings from tasks and earnings from referrals, may carry separate minimums and processing windows. We process all valid withdrawal requests as quickly as possible, though exact timings may vary depending on your bank.

8. Referral Programme

VocalPay offers a referral programme where existing contributors can invite new users. Referral bonuses are credited when the referred user signs up and completes their first qualifying task. VocalPay reserves the right to modify referral terms, bonus amounts, or discontinue the programme at any time.

9. Intellectual Property

By submitting tasks on VocalPay, you grant VocalPay a non-exclusive, worldwide, royalty-free licence to use, modify, and distribute your contributions solely for the purpose of training and improving AI models. You retain ownership of your original work. VocalPay's trademarks, logos, and brand materials may not be used without prior written consent.

10. Prohibited Conduct

You agree not to:

  • Submit fraudulent, misleading, or low-quality work
  • Create multiple accounts to exploit rewards or referrals
  • Use automated tools or bots to complete tasks
  • Interfere with the Platform's operation or security
  • Harvest or collect user information without consent
  • Violate any applicable laws or regulations

11. Termination

VocalPay may suspend or terminate your account at any time for violation of these terms, fraudulent activity, or conduct that harms the Platform or its users. Upon termination, your right to use the Platform ceases immediately. Outstanding eligible earnings will be processed in accordance with our payment terms.

12. Limitation of Liability

VocalPay is provided "as is" without warranties of any kind. To the maximum extent permitted by law, VocalPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total liability shall not exceed the amount of rewards earned by you in the twelve months preceding the claim.

13. Modifications

VocalPay reserves the right to modify these Terms of Service at any time. Material changes will be communicated via email or in-app notification. Continued use of the Platform after changes take effect constitutes acceptance of the modified terms.

14. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes shall be resolved through binding arbitration in Lagos, Nigeria, unless otherwise agreed by the parties.

15. Contact

For questions about these Terms of Service, please contact us at legal@vocalpay.co or visit our contact page.